Medicare and Medicaid both offer important healthcare coverage, but they serve different groups. Medicare is a federal program primarily for people aged 65+ or those with certain disabilities, while Medicaid is a state and federal program for individuals with limited income and resources. Medicare offers coverage across all states, while Medicaid benefits can vary by state and often include services like nursing home care. Some individuals may qualify for both programs, reducing out-of-pocket costs. Call us today at 281-466-9985 to learn more and find the best coverage for your needs!

Turning 65 means it’s time to enroll in Medicare, but the process can feel overwhelming with all the parts and options. Don’t worry—we’re here to help! Whether you need Original Medicare (Parts A & B) or a Medicare Advantage Plan (Part C), we’ll guide you through choosing the right coverage, enrolling on time, and avoiding penalties. Your Initial Enrollment Period begins three months before your 65th birthday, so now’s the perfect time to get started. Call us today at 281-466-9985 to make Medicare enrollment easy and stress-free!

Retiring after 65 is exciting, but transitioning from your employer’s health plan to Medicare can feel daunting. The good news is that with Medicare's comprehensive coverage, the process is smoother than you might think. If you delayed enrolling in Part B, you'll have a Special Enrollment Period to sign up without penalties. From choosing between Medigap or Medicare Advantage to ensuring your doctors are in-network, we’ll guide you every step of the way. Call us today at 281-466-9985 to make your Medicare transition stress-free and start enjoying your retirement worry-free!

Yes, Medicare premiums are tax-deductible if you itemize your deductions and your total medical expenses exceed 7.5% of your adjusted gross income (AGI). Self-employed individuals may deduct premiums without meeting this threshold, making it easier to reduce taxable income. In addition to premiums, many other healthcare expenses, like dental care, hearing aids, and medical equipment, can also be deducted. Proper planning and documentation are essential to maximizing your deductions. Call us today at 281-466-9985 to learn more about how Medicare fits into your financial plan and discover ways to save at tax time!

Medicare Part B or Medicare Advantage (Part C) may cover the seat-lift mechanism of a lift chair if it’s deemed medically necessary by your doctor. While Medicare won’t cover the full cost of the chair, it can help reduce expenses by reimbursing part of the seat-lift mechanism—typically around $300. To qualify, you’ll need a doctor’s prescription, a Certificate of Medical Necessity, and you must purchase the lift chair from a Medicare-approved supplier. Call us today at 281-466-9985 to learn more about your options and get the help you need!

Medicare Part A and Part B cover eligible home health services, such as skilled nursing care, physical therapy, and medical equipment, for those who meet specific criteria. To qualify, you must be considered homebound, and your care must be part-time or intermittent. While Medicare covers many essential services, it won’t cover 24-hour care, meal delivery, or custodial care for daily activities alone. Navigating Medicare’s rules can be tricky, but we’re here to help! Call us today at 281-466-9985 to learn more and ensure you receive the care you need at home.

Medicare Annual Enrollment runs every year from October 15 to December 7, giving beneficiaries the opportunity to review and change their plans for the upcoming year. During this period, you can switch Medicare Advantage plans, adjust Part D drug coverage, or move between Original Medicare and Medicare Advantage. Even if you’re satisfied with your current plan, reviewing it is essential to avoid unexpected changes. Need help navigating your options? Call us today at 281-466-9985 and ensure you have the best coverage for the year ahead!

Medicare Part B covers essential medical services like doctor visits, outpatient care, home health services, and durable medical equipment, along with preventive care such as screenings and vaccines. While Part B plays a key role in managing day-to-day healthcare needs, it doesn’t cover everything—like most prescription drugs or routine dental care. To maximize your benefits, you may want to combine Part B with other Medicare options. Call us today to learn more and find the best coverage for your healthcare needs!

Medicare Part A, also known as hospital insurance, covers inpatient care such as hospital stays, skilled nursing facility care, hospice care, and limited home health services. While it helps protect you from high medical bills during hospitalizations, it doesn’t cover everything, like long-term care or outpatient services. To fully meet your healthcare needs, consider pairing Part A with Part B, Part D, or a Medicare Advantage plan. Call us today to explore your options and find the right coverage for you!